7 Types of Owner Financing for Investors that Buyers Can Use Too


There are several creative financing options that are taught to real estate investors, that buyers could use as well. Consider the following options.

Seven Seller Financing Types:

  1. Buy a home subject to the existing financing
  2. Wrap-around mortgage
  3. Lease with option to buy
  4. Contract for deed
  5. Free and clear (owner owns property and can do anything they want because they are the bank)
  6. American dream (creative partnering on resources to make a deal)
  7. Home swapping (trade homes to make a deal)

There are even more ways to avoid banks and still buy real estate, often with nothing down and no credit check. So, if you wish to buy property as an owner for your family, why not use savvy real estate investor techniques to your advantage. Sometimes you can do a deal on a handshake if that’s the code of the owner.